Estimate the future value of your lump sum mutual fund investments. Project how your initial investment grows over time with estimated annual returns.
Investment Details
Total Value of Investment
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- Enter Lump Sum Investment: Input the one-time initial amount you wish to invest (e.g., ₹1,00,000).
- Set Expected Annual Return Rate: Provide your anticipated annual rate of return (e.g., 15%). This is for projection purposes.
- Define Time Period: Specify the total duration your investment will grow, in either Years or Months.
- Calculate MF: Click the "Calculate MF" button to instantly see your projected total investment value, the original invested amount, and the estimated returns earned.
- Review Growth Schedule: Explore the detailed table showing your investment's growth year-by-year (or month-by-month if specified).
- Download PDF Report: Get a comprehensive PDF report of your Mutual Fund projection for your records.
Mutual Fund Calculator - Frequently Asked Questions
What is a lump sum investment in mutual funds?
A lump sum investment means investing a large, one-time amount into a mutual fund scheme, as opposed to making regular, smaller payments (SIP). It's suitable when you have a significant sum available, like a bonus, maturity proceeds, or inheritance.
How accurate is this mutual fund calculator?
This calculator provides an estimate based on the inputs you provide. Actual returns can vary significantly due to market volatility, changes in interest rates, inflation, and fund performance. It's a planning tool, not a guarantee of returns.
Does this calculator account for expense ratios or taxes?
No, this calculator provides a simplified projection based purely on your lump sum amount, expected return rate, and time period. It does not account for mutual fund expense ratios, exit loads, taxation (e.g., LTCG/STCG), or inflation. Always consult a financial advisor for detailed financial planning.
What is compounding interest in mutual funds?
Compounding interest means earning returns not only on your initial investment but also on the accumulated interest from previous periods. In mutual funds, the returns you earn are reinvested, and then those reinvested amounts also start earning returns, leading to exponential growth over the long term. This calculator demonstrates the power of compounding by showing your investment's growth year by year.
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